Quick Buyer Snapshot for Your Clients
Use this tool during buyer consultations to get a fast, high-level view of where your client may fit within common loan program guidelines. This is based on self-reported info and is not a formal pre-approval, but it’s a powerful starting point.
For actual pre-approvals, your client should complete the full application: https://myfastloan.loan/
Your buyers can also explore buy-and-build one-time close construction-to-permanent options, with one closing and one underwriting process, in eligible areas.
Agent-Facing Quick Pre-Qual Tool
Enter your client’s basic information and we’ll generate a preliminary snapshot you can print, share, or review together. A copy of the details will also be sent to our team so we can follow up with you.
Program Snapshot (General Guidelines)
- VA: Minimum 500 score. Up to 100% financing with no more than 1 recent late on installment or revolving accounts.
- FHA: 580+ typically allows 3.5% down or DPA with limited recent lates. 500–579 may be eligible with 10% down and no lates in the last 12 months (subject to AUS and full review).
- Conventional: Generally 620+ with strong payment history and no recent lates.
- USDA: 550+ with no late payments in the last 12 months, property in an eligible USDA area, and no current homeownership.
Final approval, terms, and down payment requirements are always based on full underwriting, AUS findings, and complete documentation.